CHEKCH OUT WHICH VEHICLE COVERAGE IS RIGHT FOR YOU?
COMPREHENSIVE COVERAGE
The Most Common Type of Motor Coverage It offers complete protection to your vehicle against damages due to accidents, theft, and natural calamities such as fire, flood, and earthquake. It also covers damages caused by third-party liability, ensuring you have financial coverage for all possible scenarios.
3T COVERAGE Services
A cost-effective and basic solution for your vehicle It covers three essential areas, including theft, third-party liability, and total loss. It's a suitable option for older vehicles with lower market value (typically over five years old), as it includes higher depreciation charges for accidental damages.
THIRD PARTY LIABILITY COVERAGE
The most affordable and compulsory car insurance It covers damages caused to third parties, including property damage and bodily injury. This coverage does not include your own vehicle or any injuries you may have sustained. It is mandatory to have this coverage to comply with legal requirements in Pakistan.
COMMERCIAL VEHILCE COVERAGE
Protect Your Business on the Road It offers financial protection to commercial vehicles in the event of accidents, natural disasters, or theft. It covers third-party property damage and injuries sustained by third-party individuals. While partial damages are not covered by default, you can opt this by paying an additional contribution.
Another Powerful Reason to Buy Insurance From CoverAsaan.pk
You Get Additional Offers & Savings … Fit Scene Hai Na!
Auto Takaful provides essential financial protection against the risks associated with owning and operating a vehicle. Here are some of the advantages of having Auto Takaful:
- Financial security: Auto Takaful provides financial coverage against losses that may arise from accidents or other damages to your vehicle.
- Coverage for your own vehicle: Auto Takaful provides coverage against damage to your own vehicle, as well as liability coverage for third-party damages or injuries.
- Shared risk and mutual guarantee: Auto Takaful operate on the principle of shared risk and mutual guarantee, which means that all participants contribute to a common pool to share risks and provide support to each other in times of need.
- Peace of mind: With Auto Takaful, you can have peace of mind knowing that you are protected against unforeseen events and accidents.
- Compliance with Shariah principles: Auto Takaful is designed in accordance with Shariah principles, ensuring that it is a halal and ethical option for vehicle owners.
There are a variety of Auto Takaful policies available for car owners in Pakistan. These include Comprehensive Coverage, Third-party liability, and 3T (Third party liability, Theft, Total Loss). The type of coverage and its availability may differ depending on the Takaful company/partner. For more information, you may feel free to get in touch with our expert advisor through helpline or whatsapp chat option on our website.
If you cannot find the brand of Auto Takaful that you are looking for on our website, please do not worry. Our website offers Takaful policies for all types of vehicles. However, if you cannot find your specific brand, please feel free to contact our helpline at 0316-4496288 or simply use the WhatsApp chat option on our website to connect with one of our advisors. Our advisors are available to guide you through the process and help you find the best policy to meet your needs.
Market value in Auto Takaful refers to the current worth of a vehicle, and it is used to calculate the compensation amount for a claim. In simpler terms, it is the amount you would receive if you were to sell your vehicle in the market at the time of the claim. This value is determined by several factors such as the age, condition, make, and model of the vehicle. It is crucial to insure your vehicle for its current market value to avoid underinsurance, which may result in inadequate compensation in the event of a claim.
Making a claim for Auto Takaful with CoverAsaan is a hassle-free process. If you are unsure about how to initiate a claim, you can call our helpline and speak to our Takaful advisors who will guide you through the process. Alternatively, you can directly contact the respective Takaful company to notify them of your claim. We also offer online assistance through our chatbot, SMS, WhatsApp, and Email, so you can choose the method that works best for you. Our aim is to make the claims process as smooth as possible for our participants.
To ensure that your Auto Takaful claim is processed efficiently and effectively, we recommend that you report any incidents as soon as possible. This means that you should contact our helpline or the respective Takaful company immediately after the incident, preferably within 24 hours. Delaying the reporting of a claim may result in complications and may affect the outcome of your claim. Remember, our expert advisors are always available to help you through the claim process.
That's correct. Auto Takaful claims can be rejected if the cause of the damage or loss is not covered under the terms and conditions of the policy. It is important to thoroughly read and understand your Takaful policy to ensure that you are aware of the coverage and any exclusions. Additionally, providing false or misleading information during the claim process can also result in claim rejection.
Yes, that's correct. The number of times you can claim Auto Takaful in a year is not limited as long as the claims fall within the coverage limits and terms and conditions of your policy. However, it is important to note that making frequent claims can affect your Takaful premiums in the future.
Our Partners and Support
